A few days ago, premier Li Kejiang chairs held the State Council standing conference puts forward, drive civilian capital to enter watch casesfinancial line of business. Encourage civilian capital to participate in financial orgnaization to recombine transform, the civilian battalion bank that explores those who establish civilian capital to initiate to take risk oneself and finance rent company, consumptive banking firm to wait. This is the State Council head carry " the civilian battalion bank that explores those who establish civilian capital to initiate to take risk oneself " .
College of finance of university of central finance and economics teachs Guo Tianyong to say, "Move in current economy overall and smooth, but below the situation that also faces many difficulty and challenge, drive civilian capital to enter financial line of business, can optimize financial natural resources to configure, also manage stronger n economy tthe most popular norton internet antivirusransition and upgrade, serve hypostatic economy to develop better, more specific aim ground is promoted expand inside need. More specific aim ground is promoted expand inside need..
Civilian endowment " bank dream " suffer be restricted difficult circle
Some closer year come, although have all the time,civilian capital creates civilian battalion bank a lot of the support that urges policy, but it is all the time however " still hold the lute in the arms half block face " condition, the existence of all sorts of obstacles, allow civilian capital " bank dream " cannot come true smoothly from beginning to end.
2012, wen Zhou changed test division to announce 9 domestic civilian to look forward to is initiated or rise as gold turn establish of new-style finance orgnaization recommend list. Nevertheless, establish matters concerned of give an official finally to still do not have a result up to now.
Standing conference place mentions this the State Council " encourage civilian capital to participate in financial orgnaization to recombine transform " , let similar " foretaste of go ahead of the harrison hot spring weather forecastrest " exploration saw bigger hope.
"Create agile financial environment "
"The difficulty of current and hypostatic economy, OK now a when the palm accuses main factor is we should create more agile banking environment, let broad medium and small businesses not because of financing difficult, financing is expensive and in live struggle on the line. " in Liu Shengjun of assistant dean of academy of finance of international of mouth of Home Ou Liu says.
Yan Yan Ming says researcher of institute of economy of courtyard of Shanghai company division, according to not complete estimation, at present the most popular watch casesour country only folk's leasehold capital gross was achieved 2 trillion - 4 trillion yuan, in still have besides this a large number of " Tithe most popular selling norton internet antivirusbet abounds folk " capital.
Inside course of study think generally, enter financial line of business for civilian capital " open floodgate " , can arouse the vitality of this sleep deeply.
brass faucetLiu Shengjun thinks, a when at present progress of our country economy is faced with very big challenge is capital cannot effective infuse arrives in hypostatic economy, and the limitation that unlocks civilian capital to enter financial line of business, the giant folk capfree norton internet antivirusital that can allow be sunk in sleep not only produces energy, and the efficiency that can improve financial system, increase finance to serve supply, let finance serve better at hypostatic economy.
"Indamine aids financially city proper meantime"Indamine aids financially city proper meantime
Financial think generally with industrial group public figure, financial industry opens entrance guard further to civilian capital, it may be said just when meantime.
Sheep of Xi Jun of vice director of modern banking research center points out university of Shanghai finance and economics, civilian capital established civilian battalion bank to appeal a lot of years to do not have implementation all the time, basically be the consideration that superintendency layer stems from discretion.
"The bank is economy is neurological, involve the stability of economic finance and security, superintendency layer is so right of civilian battalion bank establish did not unlock all the time. " why does Jun Yang say, "Actually I think to want to superintend only be on guard proper, the risk is OK what accuse, especially the deposit insurance system of our country can be built very quickly probably, civilian capital creates civilian battalion bank is moment was unlocked appropriately. " according to report of Xinhua News Agency
■ viewpoint
"Liquidity problem won't cause financial crisis "
The market between the bank " Qian Huang " whether can you resemble did Lei Man's brother close down to make a small incident that touches off a big one that causes financial crisis euqally 2008?
Wild village negotiable securities studies the report points out, china won't experience what had experienced like Euramerican day and burgeoning city place in that way crisis, because bank system of watch case manufacturerChina basically is state-owned, by governmental control, at the same time if need, the government has enough resources minister bank again.
Actually, in 30 years of in the past, chinese government has figured system of second deliverance bank; It is watch case openerthe closenorth face shirtsst at the beginning of this century, the bad Zhang rate of the bank is as high as 30% at that time. Crisis of balance of payments happened more impossibly in China, because China has the foreign exchange reserve of 3.4 trillion dollar.
Negotiable securities of wild nevertheless village anticipates, country of a few the middle of a month will experience future to go bitterly lever changes a course. In manufacturing industry and orgnaization of finance of bank of a few blame, the circumstance of a few break a contact produces the likelihood. Especially business of development of platform of financing of a few local government, trust company, estate, credit assures company and tall finance lever face those who produce can surplus problem to create a company however, put in bigger risk.
In addition, bad loan rate of China rises the likelihood, the economy of four quarters China is added this year fast will glide to grow 7.2% compared to the same period. New capital signs up for reporter Su Manli
■ relevant news
"Qian Huang " cause a bank to go out action is urgent answer
On June 21, capital interest rate is rapid fall after a rise, of the market between this bank " earthquake " the strongest point has gone, but aftershock is ceaseless.
To attract capital, yesterday, 72 days of grain property taste commercial bank of a share-holding system yield already from the inadequacy before 5% rise to 6.8% . Meanwhile, the reporter understands, the bank has begun to clear business lays in capital.
Bank of some share-holding system begins to father accuse capital to pour out of a program, the paragraph goes to achieve before July 5 or exceed 30 million yuan, must approve level of president of be assigned personal responsibility for via the newspaper. Meanwhile, also should begin to clear all right capital business expires inside the month, ensure do not appear circumstance of break a contact of a person of same business. Suspend business of capital of all a person of same business, part covering benefit professional work in the round.
Bank public figure says, in experience " 6·20 " later, each bank is in check fund condition, the systole of a few small bank business that lack cash are inevitable, affect possibly even put shift business.
Grade orgnaization benefit praise point out, with state-owned big photograph comparing, the liquid assets of medium-sized bank is more fragile: Assume the assets between the bank of 85% can go immediately now, and below the circumstance that the bank need not pay any expiring product of conduct financial transactions, with last year first half of the year data and plan, the Guang Dayin with fluidity the poorest condition calls in all right the loan ability of nearly 90% satisfies his short-term ready money pours out of demand. New capital signs up for reporter Su Manlinorth face shirts
■ " Qian Huang " memorabilia
● on June 6, 2013
Suffer between the bank insecurity of market fund area is affected, in the morning of invite public bidding this year the 10th period farming hair debt fails to enrol full, for since this year first interest rate debt that sheds mark.
● on June 7, 2013
Hearsay of break a contact of one billion two hundred and fifteen million seven hundred and fifty-two thousand one hundred and ninety-two complete a business transaction comes over, smooth the big, in pairs that start line of business is urgent refute a rumor, the market between the bank is infrequent " black swan " incident appears. A person of same business between Shanghai bank is torn open put interest rate ((SHIBOR) includes of the previous night, 7 day period, 14 day period, mixed in January tore open in March put violent wind of interest rate all fronts to rise, market bedding face accumulates occurrence break a contact.
● on June 14, 2013
This year the 4th period emersion of national debt of discount of type of charge to an account sheds mark, this bond deadline is 9 months, plan collect 15 billion yuan, obtain 9.53 billion yuan effective subscribe only however, shed mark again.
● on June 20, 2013
SHIBOR nearly all fronts rises, only two weeks of interest rate are minor drop, among them interest rate of of the previous night considerably violent wind rises more than 500 base point, interest rate exceeds 10% first, amount to 13.44% , achieve the history new tall.
● on June 20, 2013
Evening, have media Bank of China exposing to the sun afternoon capital break a contact, trade time passed half hour to still cannot find fund, still say message personage discloses, the Central Bank 30 minutes ago puts in 400 billion money.
Before long hind, small gain of goverbrass faucet aerator nment of Bank of China releases statement to say, "The Bank of China expresses tonight about chief, the Bank of China never produces event of capital break a contact, finished on time to pay external entirely on June 20. Concerned market talk is not belonged to solid. " occupy personage of interior of Bank of China additionally to divulge, the Bank of China has reported a case to the security authorities to door of the Ministry of Public Security, because this are disloyal,say to report order of money market of may disturbed China, affect financial stability and safety.
● on June 21, 2013
Before dawn, afore-mentioned media issue excuse statement, say " break a contact of capital of Bank of China " the report is disloyal news via checking, express regret to Bank of China, wide readership and each orgnaization.
● on June 21
Interest rate of capital of the market between the bank is apparent fall after a rise. Among them 495 base point reach fall after a rise of interest rate of short-term loan of of the previous night 8.492% , interest rate of 7 days of short-term loan drops 246.1 base point come 8.543% .
New capital signs up for reporter Su Manli to arrange
(New capital signs up for)
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